Ontrast Between Language Of Love In The Balcony Essay Example For Students

Ontrast Between Language Of Love In The Balcony Essay Word Count: 456In William Shakespeares _Romeo and Juliet_, Shakespeare presents manythemes that he proceeds all through the entirety of his catastrophes, including the languageof love versus the language of death. The gallery scene is the most valuablescene delineating the language of adoration, though in the last scene of theplay the language of death is utilized to make way for their suicides, pullingtogether the appalling closure of the play. During the time scene ofAct II, Romeo utilizes lovely analogies and comparisons to communicate his affectionfor Juliet:O, talk again splendid holy messenger, for thou artAs gloriousto this night, being oer my headAs is a winged delegate of heaven.(Rom. II. II, 28-30.)This entry is utilized to contrast Juliet with a heavenly attendant, somethignthat is generally held as hallowed and exquisite. Somewhere else in the scene thereare lines that depict their adoration for each other, and add to the romantictheme of the scene:And however thou love me, let them discover me here. My life better finished by their hateThe passing prorogued, wantingof thy love.(Rom. II. II, 76-78.) In the last scene of the play, thereis much discuss demise by Romeo, Friar Laurence, and Juliet. Romeo announceshis own death in his soliloquy:Depart once more. Here, here I will remainWith worms and housekeepers. O, hereWill I set my everlastingrestAnd shake the burden of foreboding starsFrom this world-weariedflesh. Eyes, look your last!Arms, take your last grasp! What's more, lips,O youThe entryways of breath to charming death!(Rom. V. III, 108-114.)TheFriars Frantic wrods and activities in strife to his past quiet statureillustrate the bleak mind-set of the scene:Stay not to address, for thewatch is coming. Come, go great Juliet. I dare no longer stay.(Rom. V. III, 158-9.) Both the language of adoration and the language og demise playimportant jobs in the disaster. They help out light and dull imageryto make the play the magnum opus it is, a play of oddities and oxymorons,good and malicious, neither one entire without the other. For without affection therewould be nothing to lose, and without death there would be no real way to lose it.

Long Way Gone Study Guide Essay Example for Free

Long Way Gone Study Guide Essay 1.What does Ishmael say the war is about? Ishmael says nothing regarding the reasons for the war, or what each side was battling for, or of the general political and social conditions in Sierra Leone that caused the war. This was a purposeful methodology with respect to Beah, the creator. He needed to introduce the war through the eyes of a youngster. As a kid of twelve, when the war initially influenced him, he had no enthusiasm for governmental issues. He had no motivation to be interestedâ€his primary intrigue, naturally for a kid of his age, was in singing and moving to rap music and spending time with his companions. At the point when the war comes to him, it is for him a fight for individual endurance, not a political reason. He is likewise energized by sentiments of revengeâ€instilled into him by his military officersâ€against the radicals since they killed his family. By and by, these are close to home emotions not political convictions. For the peruser, at that point, moved to a land the person thinks nothing about (for the American peruser, that is), the war appears unbelievably merciless as well as useless. It comprises of one side thoughtlessly murdering the other, and the other way around, in encounters in little towns. Ishmael reports Lieutenant Jabati’s talks to his men, in which he says they are shielding their nation (â€Å"We murder them [the rebels] for the great and advancement of this country† [p. 123]), yet such interests to enthusiasm are not what motivate Ishmael. Ishmael’s numbness of legislative issues is again focused when he is in Freetown during his recovery and sees a caravan of vehicles and military vans. He is informed that the new president, Tejan Kabbah, who had won a political race eight months sooner is cruising by. â€Å"I had never known about this man,† Ishmael composes distinctly. This affirms the tenor of the book in general: Ishmael is a kid up to speed in a war he thinks nothing about for a reason he couldn't care less about. 2.Why was the war battled and what course did it take? During the 1980s Sierra Leone was a one-party state represented by the All-People’s Congress (APC) party. In any case, this period was set apart by broad government defilement and maltreatment of intensity. Despite the fact that Sierra Leone is wealthy in common assets it got probably the least fortunate nation on the planet as a result of fumble. The common war in neighboring Liberia assisted with making conditions for war in Sierra Leone on the grounds that a Liberian war pioneer purportedly supported the renegade gathering called the Revolutionary United Front (RUF) as a method of destabilizing Sierra Leone, which at the time was a base for a United Nations peacekeeping power. The war broke out in 1991 in towns in eastern Sierra Leone that were close to the Liberian fringe. The point of the RUF was to seize and control the precious stone part, and in 1991 it assumed responsibility for the jewel mines in the Kono area. (It is the mining territory around Ishmael’s old neighborhood of Mogbwemo that the agitators seize in 1993.) In 1992 a military upset occurred that built up the National Provisional Ruling Council, supplanting the non military personnel government. Nonetheless, the new military government was frail to keep the RUF from controlling a great part of the nation. It was the years following this, from 1993 to January 1996, that Ishmael was a warrior. The war proceeded after Ishmael was saved from it, as he himself discovered when he went to remain with his uncle in Freetown after his restoration. There had been a political race in April 1996, and a regular citizen government had taken force, yet in May 1997 there was another military upset, and the new military government known as the Armed Forces Revolutionary Council (AFRC) welcomed the RUF to take an interest in it. The next year, when Beah was securely in the United States, the military government was expelled and the regular citizen government reestablished. Yet, this didn't stop the brutality as the AFRC and its RUF partners battled to recapture power. Battling came back to Freetown in 1999, preceding a harmony accord was marked in July 1999. Yet, this didn't last, and the war delayed, at long last consummation in January 2002, with the non military personnel government in control. As indicated by the CIA’s World Factbook, the common war brought about a huge number of passings and the dislodging of in excess of 2,000,000 peopleâ€about 33% of the number of inhabitants in Sierra Leone. 3.What is the circumstance in Sierra Leone today? As per the CIA’s World Factbook, Sierra Leone is continuously coming back to a completely vote based government following the desolates of the common war. There was a general political race in 2007 that prompted one regular citizen government being calmly supplanted by another. The country has likewise attempted to deal with the ongoing past. In 2002 the administration set up a Special Court to attempt those liable for atrocities during the common war. It additionally set up a Truth and Reconciliation Commission. The Special Court arraigned a significant number of those considered liable for the abominations. Some kicked the bucket before they could be attempted, yet in June 2007, the Special Court saw three men as liable of war wrongdoings, including murder, psychological warfare, and subjugation yet in addition the demonstration of recruiting or enrolling kids under fifteen into the military. As displaced people from the war are gradually coming back from neighboring nations, the Sierra Leone government is attempting to make occupations and end political defilement. Incomes from precious stone mining have expanded fundamentally since the finish of the war. Precious stones represent about portion of Sierra Leone’s trades. In any case, Sierra Leone, with a populace evaluated in 2009 as 5,132,138, stays an incredibly poor nation with wide incongruities in how riches is appropriated. As indicated by the World Factbook, â€Å"The destiny of the economy relies on the support of residential harmony and the proceeded with receipt of considerable guide from abroad.† 4.How across the board is the utilization of youngster officers? It is encouraging to imagine that the constrained induction of youngsters into the military during the war in Sierra Leone was a variation, not something that can happen again in the cutting edge world. In any case, that isn't the situation. Indeed, even in the twenty-first century, the utilization of kid fighters is regular in equipped clashes far and wide. As per Human Rights watch, a universal nongovernmental association, starting at 2007, there were an expected 200,000 to 300,000 kids battling in different wars. As indicated by a Global Report distributed in 2008 by the Coalition to Stop the Use of Child Soldiers, toward the finish of 2007 youngsters were utilized as officers in seventeen equipped clashes far and wide. The alliance noticed this was down from twenty-seven clashes in 2004, yet the downturn was more in light of the fact that the contentions had finished than on the grounds that youngster warriors were done being enlisted. The Global Report distinguished the accompanying nations where kids were selected for paramilitaries, local armies, regular citizen safeguard powers or furnished gatherings connected to or bolstered by governments: Chad, Colombia, Democratic Republic of the Congo, India, Iran, Ivory Coast, Libya, Myanmar, Peru, Philippines, Sri Lanka, Sudan, and Uganda. The most outrageous guilty party, as per the Global Report, is Myanmar, where the administration utilizes a great many youngsters in its fight against rebel gatherings. In Uganda, countless kids have been constrained into joining armed forces over a time of about a quarter century. In a portion of these nations, including Uganda, young ladies just as young men have been compelled to become warriors. There have lately been coordinated worldwide endeavors to end the utilization of youngster warriors. Sierra Leone, which has attempted and sentenced men liable for enlisting kid officers, has become an innovator in this issue. The utilization of kid warriors has now been disallowed by global law. The Optional Protocol to the Convention on the Rights of the Child on the inclusion of youngsters in outfitted clash has been sanctioned by 120 states. The UN Security Council has received goals requiring the foundation of a checking component on kids and equipped clash. In any case, these and different denials are no assurance that when new clashes break out, youngster troopers won't be enlisted. 5.Is Beah’s story truthfully exact? A Long Way Gone made well known and basic progress, however questions have been raised by some with respect to the authentic precision of various occasions Beah describes in the book. Beah composes that his town was assaulted in January 1993 and after that he turned into a displaced person from the war. Pundits guarantee that there are school records demonstrating that Beah was in school later than this date, and that the town was assaulted in 1995, not 1993. This would imply that Beah would really have been selected at fifteen years old, not thirteen as he writes in the book. This would have implied that he was just a youngster warrior for a couple of months, as opposed to more than two years. A few pundits point to the structure of the book to affirm this. They bring up that the greater part of the book manages Beah’s wanderings as an outcast and the months he spent in restoration. Just two sections (13 and 14) spread his genuine encounters as a fighter (in spite of the fact that he presents more episodes from his military assistance at different focuses in flashbacks). Questions have likewise been raised about the record Beah gives of the battle between the previous kid troopers at the recovery home, in which a few young men were murdered. There are no autonomous reports of such a battle consistently occurring. Some accept that Beah utilized others’ encounters as his own and that he decorated his story. They point to his enthusiasm for exploratory writing at Oberlin College and the way that his receptive mother was a narrator. The recommendation is that Beah was supported by everyone around him to recount to a progressively striking story. Others have all the more altruistically proposed that Beah essentially got his dates stirred up, and his memory

A Simple Gesture

A Simple Gesture Mark was walking home from school one day when he noticed the boy ahead of him had tripped and dropped all of the books he was carrying, along with two sweaters, a baseball bat, a glove and a small tape recorder.Mark knelt down and helped the boy pick up the scattered articles. Since they were going the same way, he helped to carry part of the burden. As they walked Mark discovered the boys name was Bill, that he loved video games, baseball and history, and that he was having lots of trouble with his other subjects and that he had just broken up with his girlfriend.They arrived at Bills home first and Mark was invited in for a Coke and to watch some television. The afternoon passed pleasantly with a few laughs and some shared small talk, then Mark went home. They continued to see each other around school, had lunch together once or twice, then both graduated from junior high school. They ended up in the same high school where they had brief contacts over the years. Finally the long awaited senior year came and three weeks before graduation, Bill asked Mark if they could talk.Bill reminded him of the day years ago when they had first met. Did you ever wonder why I was carrying so many things home that day? asked Bill.You see, I cleaned out my locker because I didnt want to leave a mess for anyone else. I had stored away some of my mothers sleeping pills and I was going home to commit suicide. But after we spent some time together talking and laughing, I realized that if I had killed myself, I would have missed that time and so many others that might follow. So you see, Mark, when you picked up those books that day, you did a lot more, you saved my life. John W. Schlatter (true story)

The Book Brave New World - 1481 Words

Aws Aldajan Prof. Steven Schlesinger Philosophy 112 In the book Brave New World by Aldous Leonard Huxley, there are many topics covered about the world, freedom, and men. One of the topics discussed is the theory of evolution. There are many arguments presented about how the world and people evolved. There are different arguments created by creationists and evolutionists. For the creationists, everything is created by a creator such as God and that matter was formed by him to create the earth and even people on earth as well as other creatures in the universe. On the other hand, the evolutionists do not believe in creation, and they argue that everything evolved from their old forms to their new forms now. Another topic presented is the discussion about freedom which evolutionists believed not to exist since matter is not free and it is governed by laws of nature and that includes people and all living things and non-living things in the whole universe. However, creationists would tell otherwise. This proves that evolutionists and cre ationists have a different perspective in how all things are formed and how they are going to be. Creationists view are opposite of the evolutionists view in many ways. The creationist’s question where matter comes from but the evolutionists would answer that it does not come from any place. The evolutionists would even ask the creationists where God came from since if everything comes from something, then God must come from something else andShow MoreRelatedAnalysis Of The Book Brave New World 1213 Words   |  5 PagesBrave New World-Book Chart Title Significance The author chose the title ‘Brave New World’ because it is a reference to what John had read in a book. Like the character in the book, John believes he will enjoy this new world and will finally fit in somewhere, but it’s when he gets there that he realizes that the new world is restricting him from being himself. Also, I think the book is called ‘Brave New World’ because it relates to plot when John is leaving the reservation where he is not respectedRead MoreBrave New World Book Report2378 Words   |  10 PagesThe scene begins at the Central London Hatchery in the year 632 After Ford. A guided tour is taking place, explaining the process of how a human is made. It’s a new age, and humans no longer are created by viviparous reproduction; in Brave New World, humans are made on an assembly line. People in this world are divided up into five social classes- Alphas, Betas, Gammas, Deltas, and Epsilons, ranging from the highest caste to the lowest, respectively. The fetuses are developed in little jars thatRead MoreBook Report : Brave New World 1144 Words   |  5 PagesBook Report: #1 Frank Root Fiction 3rd Period 9-4-14 Brave New World Huxley, Aldous 259 pages, 18 Chapters Entry 1 8-28-14 Pages: # 1-29 IRead MoreBook Report : Brave New World 1144 Words   |  5 PagesBook Report: #1 Frank Root Fiction 3rd Period 9-4-14 Brave New World Huxley, Aldous 259 pages, 18 Chapters Entry 1 8-28-14 Pages: # 1-29 Read MoreA World With No Life. The Book Brave New World, Describes1434 Words   |  6 Pages A World with No Life The book Brave New World, describes a world that no one wishes to live in, even though it is described as paradise. The novel has a world that no one has never seen before, but what readers do not realize is that part of that world is already living with us. Yet, Brave New World was first published in 1932 by Aldous Huxley. How can this book possibly mirror our world when it was written over 85 years ago. This book is all about a brand-new world, where populationRead MoreAnalysis Of The Book Brave New World By Aldous Huxley Essay1362 Words   |  6 PagesTitle: Brave New World Author: Aldous Huxley Main Characters: Bernard, John, Lenina, Linda Synopsis: The book begins in a human reproduction facility where they are basically engineering and developing human beings. It explains that once a child is born they are trained to conform to society. For example, babies were placed on an electric floor in front of books and flowers, and to train them they were electrocuted until they learned to dislike books and nature. This was done to ensure that the engineeredRead MoreAnalysis Of The Book Brave New World By Anton Chekhov913 Words   |  4 PagesByelikov is consistent of the way he lives. Byelikov was man that strictly played by the rules. For someone that is freely but seemed unhappy, he was scared to take risk because he wanted to be ready unexpected. A book named Brave New World by Aldous Huxley, is about the people of the World State having to accept what was given and told to them. They were not individually happy because everyone is counted as a whole and must share the same satisfaction to be stable. Everyone deserves to have theirRead MoreComparison of A Brave New World and 1984 Essay642 Words   |  3 PagesComparison of A Brave New World and 1984 A Brave New World is a story about Bernard Marx, who rejects his society because he finds that he is not satisfied with living a controlled life. 1984 is a story about Winston who finds forbidden love within the restrictions of his society. These books are both in the same genre, so they can be easily compared and contrasted. The main similarities in the two pieces are the topics of the novels, the endings of the books, the nature of the charactersRead MoreBrave New World: A Struggle Between the Genius and the Mediocre931 Words   |  4 Pagesâ€Æ' After the publishing of Aldous Huxley’s Brave New World, modern literature has changed forever. It is considered a masterpiece and one of the pillars of the dystopian novel. However, both of those affirmations can be called into question. The former based on a subjective opinion of a reader and the latter through compromising its dystopian nature. Similarly to George Orwell’s novels, the main appeal of Brave New World is within the ideas it contains, not within its literary merits. Huxley’s talentRead MoreBrave New World Exploration And Extension1347 Words   |  6 PagesDanielle Newman Camille Hensley Coach Hansen British Literature August 7, 2015 Brave New World Exploration and Extension Aldous Huxley was born in Surrey, England on July 26, 1894. He came from a family already intertwined with a love of writing and philosophy. His grandfather was already credited with introducing Charles Darwin’s theory of evolution to the public. Huxley’s mother was the niece of Matthew Arnold, a poet who focused on commonly debated moral themes in his works. Needless to say

Is Pop Culture Really Making Us Dumb - 852 Words

Is Pop Culture Really Making Us Dumb? Everyone has been told at least once in his or her lives watching too much TV is bad for you. Some will argue it makes you dumb or don’t believe everything you see on TV and even â€Å"TV kills brain cells†. This goes for all types of media not only TV. Others would argue that television and social media actually educate us, and even say things that should be said, but never do. With the rise of all these new types of media in the 21st century like Hollywood films, new TV shows, Twitter, Facebook, Instagram, etc. the question is, Is Pop culture actually good for you? Since the start of the 21st century new TV shows and social media have been on the rise. For example Steven Johnson brings up the hit drama 24 that used to come on Fox, the show focused on terrorism and it also was known for its violent torture scenes to extract information from the terrorists. Some articles are saying that those torture scenes in the hit series 24 infl uenced the abuse of prisoners by American military in Iraq and Guantanamo. I think that is totally wrong to say that a TV show influenced that violence its common sense that if you’re trying to get information out of someone you hate and on top of that they’re a prisoner/ linked to terrorism, and they wont give it to you, of course your next resort will be to use violence. Also hasn’t TV shows and movies especially military’s ones been based off real life situations not the other way around. Another reason whyShow MoreRelatedHow Media Has Impacted Society1158 Words   |  5 PagesYoung and dumb, they say! Stable and old, I say? In their view, the people who are old enough to receive their retirement funds, find that too much television can cause brain damage and all these other horrendous circumstances and oh let us not start with cell phones†¦. 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However, there are exclusions for every rule and if he/she becomes a threat to the league as a whole or a repeat offender, then that is when it should be put up for consideration. I doRead MoreThinking Outside the Idiot Box by Dana Stevens vs. â€Å"Watching TV Makes You Smarter† by Steven Johnson1125 Words   |  5 Pagesnicknames, has been around for almost a hundred years. Ever since cable TV became popular in the 1950â€⠄¢s, there has always been a worry that people watch too much TV. Most people believe that with exorbitant exposure to the popular media both dumbs us down as well as makes us more likely to tolerate acts of violence. Dana Stevens’ â€Å"Thinking Outside the Idiot Box† argues that television does not make you smarter, directly contrasting Steven Johnsons article, â€Å"Watching TV Makes You Smarter.† Television has definitelyRead MoreAnalysis Of Richard Wright s Native Son 1726 Words   |  7 Pageshopes that they might take action in social justice. Native Son portrays many aspects of each genre very well. It uses fictional characters to describe a story that very well could have taken place in the past. Crime is woven in deeply to the plot, making the reader force-feed the book to himself because of the trail of suspense left behind. Every time a murder occurs, the book just gets better, as expected. African American social justice takes place throughout the entire book, as the main characterRead MoreAmerican Society For Aesthetic Plastic Surgery1706 Words   |  7 Pagesaccording to a survey conducted by the American Society for Aesthetic Plastic Surgery. In our nation, society has taken full control over body image. Not just any body image, though, our body image. Recently, bodies have been the favorite subject of our culture. These bodies are plastered to every major advertisement, the ones paraded down runways, and cast for the lead in television. 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The Recommendations Free Essays

In the recent past, there have been calls for stricter regulations in terms of supervision and capital adequacy of the banking sector as a result of increased risks faced by banks trading internationally. A committee was therefore formed; Basel Committee on Banking Supervision, to come up with recommendations that would be adopted by banks to mitigate themselves against the risks they face in their operations. The original proposals by the committee were done in 2001 and 2003 although due to changing financial environment, revisions have had to be made that has led to the current financial proposals which were expected to be adopted by member countries after being endorsed by the central bank Governors of G10 countries (BIS, 2009). We will write a custom essay sample on The Recommendations or any similar topic only for you Order Now The Recommendations The framework is set out in 3 pillars; the first one being the minimum capital requirements which touch on the calculation of the minimum capital requirements, capital risk (using standardized approach, internal ratings approach as well as securitization framework), operational risk and market risk. The second pillar touches on the supervisory review process while the third pillar on market discipline (BIS, 2009). 1st Pillar This pillar gives recommendations on the minimum capital requirements and how it is calculated for purposes of credit, market and operational risks. The capital ratio should be lower than 8% with Tier 2 capital being limited to 100% of Tier 1 capital. The capital ratio is calculated using the regulatory capital and risk weighted assets. Regulatory capital framework includes Tier 1 (paid up capital , disclosed reserves), Tier 2 (undisclosed reserves, asset revaluation reserves, general provisions, hybrid capital instruments, subordinated debt and Tier 3 (subordinated short term debts). All these Tiers will be included in the capital base provided total of Tier 2 is subject to maximum of 100% of Tier 1, subordinated debt limited to 50% of Tier 1, Tier 3 capital limited to 250% of Tier 1 capital, general provisions on unidentified losses limited to 1. 25 percentage points and unrealized gains being subject to a discount of 55% (BIS, 2009). The internal ratings approach of calculating credit risk is based on unexpected losses and expected losses. Under this method there is categorization of exposures into asset classes with different underlying risk characteristics. These classes are corporate, sovereign, bank, retail and equity. The internal ratings approach should be adopted in the banking group in a phased manner. Standardized approach measures credit risk in a standard manner, with the help of external assessments (BIS, 2009). The other method of determining credit risk is through the use of securitization approach where exposure is determined on the basis of the economic substance rather than the legal form. Traditional securitization is where cash flow from an underlying collection of exposures is used to service a minimum of two different stratified positions showing different levels of credit risk. Synthetic securitization on the other hand is where at least two different stratified risks reflecting different levels of credit risk where credit risk of an underlying collection of exposures is transferred, partly or wholly through use of funded or unfunded derivatives that mitigate against the credit risk of the portfolio. Operational risk results from insufficient or inadequate internal processes, people and systems or from external events. Operational risk includes legal risk but not strategic or reputational. This risk is measured using standardized and advanced measurement approaches. Market risk is risk of losses in on and off balance sheet positions as a result of changes in the market prices. The risks include risks associated with interest related instruments, forex and commodities. 2nd pillar This pillar of the Basel II provisions touches on supervisory review, risk management as well as supervisory accountability in relation to risks facing the banks. Supervisory review ensures that banks have enough capital to manage risks develop internal capital assessment , how well banks are assessing their capital requirements as regarding risks as well as amount of capital held against risks. The second pillar also has 4 provisions on banks i. e. banks should have processes of assessing their overall capital adequacy in relation to risk and maintaining capital levels, banks internal capacity and strategies and compliance with capital ratios. , banks operate above regulatory capital ratios and capital requirements, and intervention by supervisors to avoid capital falling bellow minimum capital requirements. Other issues to be addressed under this pillar include interest rate risks, credit risks, operational risks, and market risk (BIS, 2009) 3rd pillar This touches on the disclosure requirements under Basel II. The disclosure requirements is to complement pillar 1 and 2 thus encouraging market discipline in terms of information access on risk, capital, risk assessment process. The disclosures should be in line with the management of these risks thus effectively informing the market on the banks exposure to risks hence enable consistency, understandability and comparability. The information could be made publicly available and in case of non disclosure, penalties may be enforced. These, though, varies across different countries. The disclosure requirements under the framework should not conflict with the accounting standards which are overall and if conflicts arise, they should be explained. Accounting disclosures should also be complemented with the frameworks disclosure requirements to clarify the disclosures (BIS, 2009). Materiality of the disclosures should also be considered. Materiality is determined by the effect of omission or inclusion of an item. The disclosures can also be done on a semi annually, quarterly, or annual basis depending on the nature of information to be disclosed. Confidential and proprietary information should also be considered in disclosing information to the market. Challenges facing Basel II The implementation of the provisions of Basel II has not been smooth sailing. It has presented some apparent challenges to banks across the globe. The new framework has led to the mobilization of the risk, information systems and finance departments of the banks given the fact that far reaching provisions contained in the accord. This in itself will involve the use of resources in terms of manpower and money (Accenture, 2007). Banks are also faced with the challenge of implementation of the framework in terms of the change in the product portfolios as well as economic environments. This is in terms of the capital requirements which under the accord, should be above the minimum limits. The assessment of capital requirements may also lead to changes in product portfolios thus leading to introduction and withdrawal of other products. Despite the apparent benefits brought about by the new accord, some banks view Basel II as a regulatory bottle neck in their operations. Other challenges that accompany the implementation of Basel II is that of the cost implication. Given the far reaching provisions of the framework, the costs to be incurred in setting up supervisory teams and risk assessment mechanisms may be out of reach of smaller banks or even ‘eat’ into the profits of well established banking institutions. The costs involved have led to uncertainty among many bank heads (Accenture, 2007). The current information systems in most banks around the globe cannot adequately meet the requirements of Basel II. This means that banks will have to either improve on their information systems or overhaul them completely. This brings us back to the issue of cost involved in the implementation of the framework. The need of historical data in the calculation of credit risk, advanced internal rating based approach which requires up to 7 years in historical data or advanced measurement approach which requires up to 5 years of historical data will definitely increase the need of databases by banks which also has cost implications attached to it (Accenture, 2007). The implementation of Basel II will lead to the complete change in the existing systems and processes in order to meet the new regulations in risk determination and management as well as capital adequacy. The implementation of the accord will also see the changes in operations of the banks at the same time calling for closer supervision The adoption of the recommendations of the accord has received widespread acceptance although the level of implementation is varied. The effect of this is that there may be lack of uniformity hence making comparisons difficult between different banks (Accenture, 2007). Conclusion Despite all the above mentioned challenges, the benefits brought about by the implementation of Basel II far outweigh the drawbacks. The provisions enable banks to have and develop credit management and assessment systems that will help them to mitigate these risks effectively. The regulatory capital requirements under the accord will also enable the banks to have adequate capital to finance their operations as well as manage any risk arising thereof. The disclosure requirements also ensure that the market is aware of the operations of the banks. References Accenture. (2007, December 10th). Basel II Impacts: Challenges and Opportunities. Retrieved March 16th, 2009, from Accenture: http://www. accenture. com/xdoc/en/industries/financial/banking/capabilities/BII_Survey_SAP. pdf BIS. (2009, March 10th). Basel II:Revised International Capiatl Frameork. Retrieved March 16th, 2009, from Bank for International Settlements: http://www. bis. org/publ/bcbs128. htm How to cite The Recommendations, Papers

Healthcare Delivery System Bhs 450 Module 4 Slp free essay sample

BHS450 Module 4 SLP The children’s healthcare program in Maryland is called the Children’s Medical Services Program (CMS). The requirements for eligibility are pretty cut and dry. You must be between the ages of 0-21 years of age with a disability or chronic illness that needs medical evaluation and/or monitoring. The child must be a Maryland resident, and the parent’s must meet the CMS Program’s income requirements. The income eligibility scale provides several examples to assist future beneficiaries in seeing if they qualify for CMS for their child. They provide the following: †¢Ã¢â‚¬Å"If a family of three has an annual income of $35,000, the family’s annual income would qualify the child for the CMS Program. We will write a custom essay sample on Healthcare Delivery System Bhs 450 Module 4 Slp or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page †¢If a family of three has an annual income before medical expenses of $38,000 and has made annual payments for eligible medical expenses of $2,000, the family’s annual adjusted income of $36,000 would qualify the child for the CMS Program. If a family of three has an annual income before medical expenses of $38,000 and has made annual payments for eligible medical expenses of $600, the family’s annual adjusted income of $37,400 would not qualify the child for the CMS Program. †¢If a family of three has an annual income before medical expenses of $47,000, the child would not qualify for the CMS Program regardless of the amount of annual payments for eligible medical expenses. (Maryland State Health Department) They must not qualify for any other source of health insurance, or must have health insurance that does not meet all of the child’s special medical needs. CMS covers a broad array of medical services to include Laboratory Services, Radiology, All ergy/ Immunology, Cardiology, and Oncology. Other services require special conditions. For example, Dental Services are only provided if the child has a specific condition related to dental care. Also, Neurobehavioral treatment is limited on to the medical diagnosing of a disorder. A plus that is also included is Plastic Surgery for children who suffer from a cleft lip or palate. Besides the few medical services that are limited, CMS provides routine healthcare to those children whose families need the assistance. Based on residency, age and financial situation, CMS accepts many children under its wing. References: TRICARE Prime. Retrieved on July 18, 2010 at http://www. tricare. mil/mybenefit/home/Medical/Costs? plan http://www. tricare. mil/mybenefit/Download/Forms/Prime_HB_09_L. pdf